Global Outlook on Credit Reporting:
Navigating the AI-Driven Future
From insights to integrity: Rewiring financial infrastructure to promote equitable access, advance data governance, and foster sustainable development
CANCÚN, MEXICO
12 - 14 October 2025
Venue: Grand Fiesta Americana Coral Beach, Cancùn
Organised by
In collaboration with
CONFERENCE PROGRAMME
Global Outlook on Credit Reporting:
Navigating the AI-Driven Future
Sunday, 12th October 2025
13:00-18:00
Delegate registration
18:30-23:00
Welcome Cocktail
Venue: Grand Fiesta Americana Coral Beach Cancún
Monday, 13th October 2025
07:00-09:00
Delegate registration and networking
09:00-09:15
Welcome & introduction
Mariusz Cholewa
CEO BIK, ACCIS President
Mauricio Gamboa Rullán
CEO of Buró de Crédito, President of ALACRED
09:15-09:45
The GenAI Era:
a truly new way to make business
Objective : A strategic exploration of how Generative AI is redefining business, moving companies beyond mere automation and into a new era of unprecedented co-creation, innovation, and value.
Speaker line-up:
Abelardo Colunga
Head AI Division, Google Cloud Mexico
09:45-10:15
Champion-challenger risk models
at embedded finance solutions
Objective: How the combination of traditional credit bureau data, alternative information sources, and embedded finance ecosystems are reshaping credit risk modeling for credit cards. The session will also address the evolving role of credit bureaus in this new data landscape and outline the opportunities and challenges they face to remain central players in the future of credit decisioning .
Speaker line-up:
José Murillo
CEO, Rappi Card
10:15-10:50
Expanding Data sources to Maximize Fraud Detection;
Proof of Life
Fraud's increasing complexity requires evolving data sources and creative techniques to optimize prevention. While most fraud strategies rely on data from traditional sources, such as PII, device and digital, previously siloed data in large organizations may also help identify fraud more effectively. TransUnion's family of capabilities in the unified OneTru™ environment allows us to explore and deploy complementary signals to enhance fraud detection. In this session, we'll assess the impact of public records and phone data on synthetic fraud identification
Speaker line-up:
Steve Vejcik
Director Data Science & Analytics, TransUnion
10:50 – 11:20
Networking Coffee break
11:20-11:55
Rapid Fire Presentations
Objectives : To provide the audience with business case on latest development on AI driven risk management solutions
Biz case #1 AdviceRobo’s Human Centered AI Transformation of Credit & Fraud Decisioning
Dr. Diederick van Thiel
CEO, AdviceRobo
Biz case #2BIK Catching digital fraudsters with AI driven Behavioural Verification
Piotr Wojewnik
BIK Group Poland
11:55 -12:35
Credit reporting 3.0:
Public Credit Registry and Private Credit Bureau powering the future of credit, risk management and regulatory oversight
Credit reporting is entering a new era — one defined by dynamic data flows, advanced analytics, and unprecedented collaboration between public institutions and private sector innovators. This panel will explore how strategic public and private partnerships are shaping the evolution of credit reporting, enabling stronger risk management, deeper regulatory insight, and faster, more inclusive innovation.
Moderator:
Collen Masunda
Senior SME Finance Specialist, Financial Institutions Group, International Finance Corporation (IFC)
Speaker line-up:
Rogério Rabelo Peixoto
Head of Division, Banco Central do Brasil
Davide Michele Meo
International Markets Director, CRIF
Tariq Jan
CEO, Datacheck Pakistan
12:35-13:10
Unlocking Rural Potential through Data and Credit Intelligence:
How Credit Bureaus Empower Inclusive Growth in Agriculture
The panel will explore how credit bureau based solutions integrating new data source and analytics can support the agricultural finance sector trough sustainable private and public cooperation model. Business case from Brazil.
Moderator:
Elias Sfeir
Presidente Executivo, Associação Nacional dos Bureaus de Crédito
Speaker line-up:
Tiago Dahdah
Director of the Department for Agricultural Policy and Financing of the Agricultural Sector, Ministry of Agriculture Brazil
Claudio Filgueiras
Chief Department of Regulation, Supervision and Control of Rural Credit Operations-DEROP, Brazil Central Bank
13:10-13:40
Business Lunch
13:40-14:10
Networking Coffee & Dessert
14:10-14:55
Cloud Sovereignty and Security in Credit Bureaus:
Strategies and Future Trends
The session will explore how credit bureaus navigate cloud sovereignty, security, and regulatory demands while embracing innovation. Topics include protecting sensitive data in hybrid cloud environments, lessons from cloud migration and modernization, the role of Confidential Computing, and the future impact of AI, decentralized identity, and verifiable credentials on credit reporting.
Moderator:
Charles Low
Chief Policy Officer, ACCIS
Speaker line-up:
Dr. Klaus Kolitz
CTO, SCHUFA Germany
Eric Fish
Head FSI Compliance North America, Amazon Web Services
14:55-15:30
The Power of Small Loans:
Big Data Lessons from Global Microlending or Lending Small
Thinking Big: Microlending Insights from Around the World.
Over 1.4 billion adults globally remain unbanked, creating a critical need for scalable, responsible microlending solutions. In this keynote, Andrea Golden will share insights on FICO’s experience analyzing credit bureau data to uncover cross-country trends, opportunities, and challenges in the micro-lending space. Attendees will gain valuable perspective on how data-driven approaches can strengthen micro-lending efforts around the world.
Speaker line-up:
Andrea A. Golden
VP, B2B Scores and Predictive Analytics, FICO
15:30-16:00
Networking Coffee break
16:00-16:55
The New Regulatory Frontier :
how the future of credit reporting will be impacted by regulation of AI & data
This panel assembles experts in law and regulation from around the world to dissect the regulatory challenges of AI-driven credit reporting. The session will provide attendees with a global understanding of different regulatory responses in different regions. Discussions will cover topics ranging from consumer protection to data governance and more.
Moderator:
Charles Low
Chief Policy Officer, ACCIS
Speaker line-up:
Mario M. Arrúa León
VP Legal, Comms & Gov. Relations, Equifax
Carolina Restrepo
VP, General Counsel, TransUnion
Elvira Oliva
Regulatory Affairs Manager, CRIF
Rebecca E. Kuehn
Partner, Hudson Cook, LLP
Neil Munroe
Managing Director, BIIA and
Deputy Chair, International Committee
on Credit Reporting (ICCR)
16:55-17:00
Day One Wrap Up
18:00
Departure for the Meztiza restaurant
18:30
Gala Dinner at the Meztiza restaurant
22:00
Transfers back to hotel
Tuesday, 14th October 2025
08:30-08:55
Welcome and networking coffee
08:55-09:00
Welcome
Fabrizio Fraboni
Director General, ACCIS
09:00-09:25
WORLD BANK B-READY –
Global survey presentation of the methodology related to Credit Reporting Industry
Business Ready (B-READY) report assesses the regulatory framework and public services directed at firms, and the efficiency with which regulatory framework and public services are combined in practice.
Speaker line-up:
Yulia Valerio
Private Sector Development Specialist, World Bank Group
09:25-10:10
The current state of the credit reporting industry
in America and Europe
Objective : To provide the audience with valuable insights into regional variations in credit reporting practices, regulatory issues, challenges, and opportunities.
Rest of the world- the current state of the credit reporting industry
in Latin America, Asia & Africa
Objective : To provide the audience with valuable insights into regional variations in credit reporting practices, regulatory issues, challenges, and opportunities.
Moderator:
Neil Munroe
Managing Director, BIIA and
Deputy Chair, International Committee
on Credit Reporting (ICCR)
Speaker line-up:
Zhitong Ding
Deputy General Manager of the Planning and Research Department,
Credit Reference Center, the People’s Bank of China (CCRC)
Veysi Atli
KKB Turkey, ACIPE
Dr. Tunde Popoola
CRC Nigeria, ACCISA
Manahil Jaffar
GM, Mala’a Oman
11:00-11:25
Networking Coffee break
11:25-11:50
Sex, Credit Reporting and Scoring
It is a widely accepted truism that women are better credit risks than men, on average. Yet despite this, women around the world are excluded from access to finance at much higher rates. How can credit reporting and credit scoring help level the playing field for women and help lenders improve portfolio performance and margins? Come hear findings from a forthcoming World Bank report on this topic.
Speaker line-up:
Dr. Michael Turner
CEO, Perc
11:50-12:10
Key trends and opportunities for credit reference agencies
This setting the stage presentation that will provide the essential context for our CEO panel discussion. Gain expert insights into the evolving market trends, challenges and disruptions, as well as the emerging opportunities.
Speaker line-up:
Stephan Beitz
Expert Associate Partner, McKinsey & Company
Pablo Fulcheri
Senior Expert, Global Leader of Credit Risk Solutions, McKinsey & Company
12:10-13:00
Strategic insights from industry leaders –
the CEOs panel
Industry CEOs will discuss the most critical issues facing credit referencing services today. How is the industry powering data driven solutions? What are the new trends in the market? What are the best opportunities? And the threats? How does our industry generate trust?
Moderator:
Stephan Beitz
Expert Associate Partner, McKinsey & Company
Speaker line-up:
Mike Manaton
FICO USA
Satrajit Saha
Creditinfo UK
Mariusz Cholewa
CEO BIK, ACCIS President
Sungjun Chun
Director, Global Credit Bureau Business, Korea Credit Bureau (KCB)